Imagine getting Rs 5000 instantly without any documents or eligibility check—sounds too good to be true, right? That’s exactly what Loanpur promises with its Free 5000 Rs Yojana. But before you apply, it’s crucial to check whether this scheme is genuine or just another fraud. In this blog, we uncover the reality behind Loanpur’s viral loan claim.
Table of Contents
What is Instant Loan Loanpur Free 5000 Rs Yojana?
Claim Made by Loanpur
- Loanpur claims to provide an instant loan of Rs 5000 for free.
- No paperwork or eligibility check is required.
- Users can apply for the loan just by entering their mobile number and Aadhar details.
- The money will be credited directly to the user’s bank account.
How Users Are Attracted?
- Social media ads and WhatsApp forwards promote this scheme.
- Videos and articles claim that thousands of users have received the free loan.
- Users are asked to visit a specific website and fill out a simple form.
- Some users receive a confirmation message, making them believe the scheme is real.
Reality Check: Is Loanpur’s Rs 5000 Free Loan Genuine?
To verify the authenticity of this scheme, we researched Loanpur’s website, user experiences, and company background. Below is an analysis based on our findings.
Red Flags Indicating It Might Be Fake
| Suspicious Factor | Explanation |
|---|---|
| No Official Registration | No government records or RBI registration for Loanpur. |
| No Customer Support | No contact details, customer care number, or email ID provided. |
| Too Good to Be True | No financial company gives free loans without any repayment conditions. |
| Website Redirection | Users are redirected to multiple third-party ad pages instead of an actual loan application. |
| Privacy Risks | Asking for Aadhar and bank details raises concerns about data misuse. |
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How the Scam Works?
Many users have reported that after filling out the form on Loanpur’s website, they either experience redirections or receive no response. Here’s how the scam usually operates:
Step-by-Step Breakdown
- User Visits Loanpur Website
- Through a forwarded link or social media ad.
- Asked to Enter Personal Details
- Name, mobile number, Aadhar card number, and bank account details.
- Redirection to Other Pages
- Instead of loan approval, users see multiple advertisement pages.
- Request for Processing Fee
- Some users report being asked to pay a small processing fee.
- No Loan Disbursed
- After providing details or paying the fee, there is no further response.
What Happens to Your Data?
- Possible misuse of personal information for fraudulent activities.
- Potential risk of unauthorized financial transactions.
- Increase in spam calls and messages from unknown sources.
Comparing Loanpur’s Claims vs. Reality
| Criteria | Loanpur’s Claims | Reality Check |
| Free Rs 5000 Loan | Instantly credited | No actual money received |
| No Eligibility Criteria | Open for all users | No verified users confirmed loan approval |
| No Processing Fee | Completely free | Some users report being asked to pay |
| Secure and Trusted | Safe and legal | No official government approval |
Alternative Legitimate Loan Options
Instead of falling for scams like Loanpur, consider these genuine loan options:
| Loan Provider | Type of Loan | Interest Rate | Eligibility |
| PM Mudra Yojana | Government Business Loan | Low-interest | MSME business owners |
| Paytm Personal Loan | Digital Instant Loan | 12-24% | KYC verified users |
| Bajaj Finserv | Personal Loan | Starts from 10.50% | Salaried professionals |
| Bank Instant Loans | Short-Term Loans | 8-14% | Salary slip required |
How to Protect Yourself from Loan Scams?
1. Verify the Loan Provider
- Always check if the lender is registered with RBI (Reserve Bank of India).
- Look for a valid customer care number and physical office address.
2. Do Not Share Sensitive Information
- Never share Aadhar, PAN, bank account, or OTP with unknown sources.
3. Avoid Paying Processing Fees Upfront
- Genuine lenders deduct charges from the loan amount, not before approval.
4. Check Online Reviews
- Search for Loanpur reviews and feedback from other users before applying.
5. Report Scam Websites
- If you find a suspicious website, report it to Cyber Crime Portal (cybercrime.gov.in).
Conclusion: Is Loanpur Free 5000 Rs Yojana Real?
After thorough analysis, it is clear that Loanpur’s Free 5000 Rs Yojana is not legitimate. It follows the pattern of fake loan scams designed to collect user data and mislead people.
Final Verdict:
- ✅ No real users have received the loan.
- ❌ High risk of data misuse and financial fraud.
- ✅ Better to rely on trusted banks and NBFCs for genuine loan options.
Stay cautious and do not fall for such traps. Always verify before applying for any financial service online!
